After storm damage to your roof, taking the right steps can make a huge difference in what occurs afterward. Storm damage can impact everything in your home, including furniture, floors, walls, and other valuables. Regardless of the extent of damage, it is crucial to restore things to normal as quickly as possible to prevent further water damage. Here are the steps to take after storm damage.
1. Assess the Damage, Take Photos
After the storm has subsided and it’s safe to walk outside, inspect the damage, and take pictures and videos of the damage. Look out for missing shingles, damaged gutters, and other visible signs of storm damage.
2. Contact Your Roofing Contractor
The first person to call after storm damage is your local roofing contractor as soon as possible. Depending on the extent of damage, your roofer will advise you on whether or not to file a claim based on your policy deductible.
3. Call Your Insurance Company
The first person to call after storm damage is your insurance provider. Remember: paperwork is crucial in the insurance field. Stay organized from the beginning by taking photos of the damage and filing receipts for any emergency repairs made before the insurance representative arrives.
Your homeowner’s insurance policy will typically cover:
- weather damage (snow, hail, wind, fire, etc.)
- sudden/accidental events (such as water pipe breaks)
- non-weather events (vandalism, theft, etc.)
Some natural disasters are not covered, such as floods and earthquakes. You will need to purchase a separate policy if you need them for your area.
Damage resulting from poor maintenance or natural wear and tear will not be covered. Always stay up to date with routine maintenance to keep your coverage valid.
4. Get Repairs Done Quickly
It is important to get repairs made as soon as possible. Inadequate restoration will result in further water damage to your home and potential health risks for your family. Anytime there is moisture penetration in your home, mold and mildew can begin to thrive. Be sure to schedule quick repairs to prevent additional damage and health risks.
An experienced roofer has seen it all when it comes to storm damage and will help you through the insurance claim process or emergency restoration through roofing warranties. Stay away from storm chasers! Hire a trusted local roofing contractor who will do the job right the first time. Once your insurance claim is approved, have your roofer replace your roof as soon as possible.
If you think your roof has sustained storm damage, contact Midwest Roofing Siding & Windows. We have several years of experience installing, repairing, and replacing roofs throughout the Twin Cities (MN). Get in touch with us to schedule a free roofing inspection!